Welcome
There's much to see here, so take your time, look around and learn all there is to know about our company.
We hope you enjoy our site. If there is anything we can help you with, give us a call or take a moment to drop us a line, we'd love to help!
Medicare & Indemnity Plans
Our clients often tell us, "We could not have gotten through the process without your help." Feel free to contact us with your questions.
*Medicare Advantage Plans
*HMO / PPO / DSNP / CSNP
*Special Needs Plans
*Prescription Drug Plans
*Medicare Supplement Plans
*Dental & Vision Plans
*Hospital Indemnity Plans
*Specialized Cancer Plans
There is no charge, or obligation to enroll, for a Medicare consultation; compensation on enrollment in a health plan is paid directly by the company. Advertised call centers generally do not have all the pertinent information in your case, which is necessary for you to make an informed decision. A quick decision based on misinformation can have very costly consequences. The use of high-pressure tactics, often used, is strictly forbidden. We get many calls 'after the fact' to rectify the situation. We can help you get started on a solid foundation.
In a letter dated 10/8/2021, CMS Director Kathryn A. Coleman states: "CMS is particularly concerned with National advertisements promoting MA plan benefits and cost savings, which are only available in limited service areas or for limited groups of enrollees, as well as using words and imagery that may confuse beneficiaries to believe the advertisement is coming directly from the government...In addition, CMS receives complaints from beneficiaries and caregivers that highlight sales tactics designed to rush or push beneficiaries into enrolling into a plan." (*see entire letter under Medicare Basics Tab)
Plans are insured or covered by a Medicare Advantage organization with a Medicare contract and/or a Medicare-approved Part D Sponsor. Medicare does not endorse any particular plan. Enrollment in the plan depends on the plan's contract renewal with Medicare.
We work with you every year, at no charge, to review your plan and determine if it is still in your best interest to keep your current plan or make changes, and if so, which changes would work best for you.
Estate Planning, Asset protection & Trusts
*Revocable Living Trust
*Land Trusts
*ILIT Trusts
*Q-Tip / Q-Dot Trusts
*Certificate
*Pour Over Will Provision
*Personal Property Transfers
*Conservator
*Living Will
*Guardians for Minor Children
*Spendthrift Provisions
*Special Needs Trusts
*Durable Power of Attorney for Healthcare
*Durable Power of Attorney for Financial / Assets
*LLC's
We can educate you on many ways to avoid probate. Our objective is to help you protect your privacy, preserve your entire estate for your intended loved ones and effectively and efficiently transfer your estate in a manner you control. There is no charge for an initial consultation for an Estate Plan review. If you need help or support, look no further. Give us a call at (505) 897-2207 or drop us a line at ellen@tamc.agency
"Carve your name on hearts, not tombstones. A legacy is etched into the minds of others and the stories they share about you." Shannon L. Adler
asset protection
It's important to understand the difference between asset protection and protection from probate. Learn the difference between revocable and irrevocable trusts and how to use them in your estate planning. To find out what strategies would work best for your particular situation and budget, give us a call today at 505-897-2207 or leave a message at ellen@tamc.agency.
Annuities & Insurance
Annuities have proven to be an excellent retirement solution for decades. Insurance can protect loved ones from final expenses often due upon death.
*Tax Deferral
*Protection from market loss
*Bonus payments
*Guaranteed income for life
*Tax-Qualified / Non-Qualified
*Fixed / Indexed / Variable
*Immediate / Deferred
*Options on investing
*Options on withdrawals
*Flexible Premiums
There is no charge for an initial consultation to review Insurance or Investments. There are many types of Insurance and Annuity products available in the market today. As with any product, there are pros and cons. Many things to consider are premium affordability when you will need access to your funds, what fees, if any, are involved, other contract expenses, growth potential, and any surrender charges that apply. While some products may be presented as being great products, they may not necessarily be great products for you. They may not be cost-effective in meeting your objectives. It's important to gather all the facts, get all your questions asked and answered, and before proceeding, make sure it is in your best interest that is being served.
"An investment in knowledge pays the best interest." Benjamin Franklin